credit card fraud

[clackamascoug]

Good catch. Carrying around in my wallet was a catch all phrase. Most of it is actually in a shoe box in the trunk.

I actually believe this statement to be true. If it's not true, I want it to be true.

[byu71]

I actually believe this statement to be true. If it's not true, I want it to be true.

It's there because of the games we play in the spring, summer and fall. While never coming close to taking that kind of hit in one day, I hate going to the CU and even worse I hate not being able to pay immediately.

It isn't as big a deal as it may sound. The amount in the box goes up and down, but doesn't change more than a couple of grand over a week and not even that if you figure it over a month's period of time.

So although true, not quite the same as I first led on, but not an untruth either.

[Katy Lied]

When I develop a taste for speedballs, helloooo byu71's car

[Katy Lied]

I've dropped a grand at Home Depot in the last three months. I thinking new card time.

Odd. I'd be thinking, "What grand at Home Depot in the past three months?"

[Uncle Ted]

My friend who had some of his stolen would disagree. He wasn't too upset at the time because they were worth about $40. When the price skyrocketed, he was annoyed that they would have been worth around $500 or so.

Your friend left his bitcoin "wallet" unencrypted and "laying around"? Does he do that with his non-bitcoin cash as well?

https://bitcoin.org/en/secure-your-wallet

Of course, bitcoin isn't for everyone (yet). Of course, Folks (like those that brought the internet to everyone) are working to do the same for bitcoin.

[thesaint258]

Your friend left his bitcoin "wallet" unencrypted and "laying around"? Does he do that with his non-bitcoin cash as well?

https://bitcoin.org/en/secure-your-wallet

Of course, bitcoin isn't for everyone (yet). Of course, Folks (like those that brought the internet to everyone) are working to do the same for bitcoin.

I have no idea. I do know it was before bitcoin became well-known, so that might have something to do with it.

[Bo Diddley]

Good catch. Carrying around in my wallet was a catch all phrase. Most of it is actually in a shoe box in the trunk.

I'd like to take you out to lunch sometime. We should meet in person.

[Scott R Nelson]

I just discovered yesterday that my credit card had been compromised on Sunday (the day before I found out about it). We were in the process of trying to get visas for New Zealand and Australia and I originally thought the email warning was due to purchases in a distant country. That happened last spring when we did a Mediterranean cruise and visited three countries and forgot to notify the bank that we would be traveling.

Looking closely at the email, there were two charges for just under a hundred bucks each in Texas. Those were bogus. It took a while on the phone to get the two Texas charges cancelled (disputed) but keep the other charges that my wife had just made. I'm without a credit card for two days while they send me a new one. Then we need to figure out who online, besides Amazon, has our credit card number, which will need to be updated. We went through this about five years ago when Target was compromised. My wife had bought something there just a few days before hackers got all of their card numbers. That one had Texas purchases too. What is it about Texas?

What a bother to get this sorted out!

I think the number probably got compromised because my wife has been making a bunch of purchases at local craft fairs and I'm assuming somebody didn't have decent security. New rule: cash only at craft fairs and any other purchase that isn't a brick and mortar store.

[mtnbiker]

I've had to get a new card about every other year; just happened again a month ago. I don't know that numbers are necessarily compromised at craft fairs and small businesses. A number of years ago I worked in the secure signup code for my company, trying to detect bots. You would be surprised how many bogus numbers come into the system, just checking to see if a number is valid.

[Uncle Ted]

I just discovered yesterday that my credit card had been compromised on Sunday (the day before I found out about it). We were in the process of trying to get visas for New Zealand and Australia and I originally thought the email warning was due to purchases in a distant country. That happened last spring when we did a Mediterranean cruise and visited three countries and forgot to notify the bank that we would be traveling.

Looking closely at the email, there were two charges for just under a hundred bucks each in Texas. Those were bogus. It took a while on the phone to get the two Texas charges cancelled (disputed) but keep the other charges that my wife had just made. I'm without a credit card for two days while they send me a new one. Then we need to figure out who online, besides Amazon, has our credit card number, which will need to be updated. We went through this about five years ago when Target was compromised. My wife had bought something there just a few days before hackers got all of their card numbers. That one had Texas purchases too. What is it about Texas?

What a bother to get this sorted out!

I think the number probably got compromised because my wife has been making a bunch of purchases at local craft fairs and I'm assuming somebody didn't have decent security. New rule: cash only at craft fairs and any other purchase that isn't a brick and mortar store.

You should get an apple card and then change your CC number after going to craft fairs.

[Katy Lied]

Just got my apple card on New Years eve. From the time I clicked on the email inviting me to apply, to acceptance = 20 seconds. To get the card into my apple wallet on my iphone: 25 seconds. To get the physical card: 3 days. Although my husband scoffs at my low limit. I dont know what I am going to do with it, but it was free. There are no numbers on the card itself, no acct numbers, no expiration dates, no security codes, so maybe I can use it at the gem faire without fear.

What I have been doing with the card, is dropping it on tables and desks near my husband. It has the most satisfying metal clank. Not sure if it is stainless steel or what, but it's fun to listen to. I also like that I can regenerate a new CC number at any time, for any reason, right from my phone. So new number in 5 seconds.

IMG-2075.jpg

[Donuthole]

Our SamsClub.com account was hacked on the day after Christmas. Two large ($650-750 each) purchases were made at Sams.com, and three others attempted purchases were rejected. We were notified by our bank that our visa card had suspicious activity and, after taking a quick look, I promptly called and cancelled the old card and had a new card issued. We are being credited back for the purchases. The strangest thing about it all was that the purchases that were made were online purchases which were shipped to our home address. One of them (an apple watch) was already in transit to our house, and the other (an iPad) was set to ship shortly. We redirected the already-shipped apple watch to a UPS store and canceled the shipping on the iPad. Perhaps they were planning on camping out and stealing the items when they were dropped on our porch, but that assumes they are local and that we wouldn't be at the house? Not sure.

Glad our bank notified us so quickly and we were able to prevent any further abuse. Annoyed, though, that I had to change my CC number, as I had that one memorized, and it had the easiest 3-digit CVV number ever.

[Jeff Lebowski]

Our SamsClub.com account was hacked on the day after Christmas. Two large ($650-750 each) purchases were made at Sams.com, and three others attempted purchases were rejected. We were notified by our bank that our visa card had suspicious activity and, after taking a quick look, I promptly called and cancelled the old card and had a new card issued. We are being credited back for the purchases. The strangest thing about it all was that the purchases that were made were online purchases which were shipped to our home address. One of them (an apple watch) was already in transit to our house, and the other (an iPad) was set to ship shortly. We redirected the already-shipped apple watch to a UPS store and canceled the shipping on the iPad. Perhaps they were planning on camping out and stealing the items when they were dropped on our porch, but that assumes they are local and that we wouldn't be at the house? Not sure.

Glad our bank notified us so quickly and we were able to prevent any further abuse. Annoyed, though, that I had to change my CC number, as I had that one memorized, and it had the easiest 3-digit CVV number ever.

Wow. How did they flag the charges as suspicious? Amazes me how good the fraud detection machine learning algorithms are.

[falafel]

Our SamsClub.com account was hacked on the day after Christmas. Two large ($650-750 each) purchases were made at Sams.com, and three others attempted purchases were rejected. We were notified by our bank that our visa card had suspicious activity and, after taking a quick look, I promptly called and cancelled the old card and had a new card issued. We are being credited back for the purchases. The strangest thing about it all was that the purchases that were made were online purchases which were shipped to our home address. One of them (an apple watch) was already in transit to our house, and the other (an iPad) was set to ship shortly. We redirected the already-shipped apple watch to a UPS store and canceled the shipping on the iPad. Perhaps they were planning on camping out and stealing the items when they were dropped on our porch, but that assumes they are local and that we wouldn't be at the house? Not sure.

Glad our bank notified us so quickly and we were able to prevent any further abuse. Annoyed, though, that I had to change my CC number, as I had that one memorized, and it had the easiest 3-digit CVV number ever.

Enjoy that new apple watch!

[Scott R Nelson]

Wow. How did they flag the charges as suspicious? Amazes me how good the fraud detection machine learning algorithms are.

We've had legitimate charges flags as suspicious more than once. It was always from forgetting to tell the bank that we would be traveling. They were pretty good to reinstate the card after we explained things.