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  • Uncle Ted
    replied
    Originally posted by Katy Lied View Post
    Just got my apple card on New Years eve. From the time I clicked on the email inviting me to apply, to acceptance = 20 seconds. To get the card into my apple wallet on my iphone: 25 seconds. To get the physical card: 3 days. Although my husband scoffs at my low limit. I dont know what I am going to do with it, but it was free. There are no numbers on the card itself, no acct numbers, no expiration dates, no security codes, so maybe I can use it at the gem faire without fear.

    What I have been doing with the card, is dropping it on tables and desks near my husband. It has the most satisfying metal clank. Not sure if it is stainless steel or what, but it's fun to listen to. I also like that I can regenerate a new CC number at any time, for any reason, right from my phone. So new number in 5 seconds.

    [ATTACH]9922[/ATTACH]
    Uncle Ted approves of this posting.


    Sent from my iPhone using Tapatalk

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  • Donuthole
    replied
    Originally posted by Walter Sobchak View Post
    You will also have to track down all of your bill auto-payment profiles and update them. Have fun!

    Yep. Thankfully my bank identifies them and does it for me.

    Leave a comment:


  • Walter Sobchak
    replied
    Originally posted by Donuthole View Post
    Annoyed, though, that I had to change my CC number, as I had that one memorized, and it had the easiest 3-digit CVV number ever.
    You will also have to track down all of your bill auto-payment profiles and update them. Have fun!

    Leave a comment:


  • falafel
    replied
    Originally posted by SCcoug View Post
    Are you sure the fraud wasn't coming from inside the house?

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  • SCcoug
    replied
    Originally posted by Donuthole View Post
    Our SamsClub.com account was hacked on the day after Christmas. Two large ($650-750 each) purchases were made at Sams.com, and three others attempted purchases were rejected. We were notified by our bank that our visa card had suspicious activity and, after taking a quick look, I promptly called and cancelled the old card and had a new card issued. We are being credited back for the purchases. The strangest thing about it all was that the purchases that were made were online purchases which were shipped to our home address. One of them (an apple watch) was already in transit to our house, and the other (an iPad) was set to ship shortly. We redirected the already-shipped apple watch to a UPS store and canceled the shipping on the iPad. Perhaps they were planning on camping out and stealing the items when they were dropped on our porch, but that assumes they are local and that we wouldn't be at the house? Not sure.

    Glad our bank notified us so quickly and we were able to prevent any further abuse. Annoyed, though, that I had to change my CC number, as I had that one memorized, and it had the easiest 3-digit CVV number ever.
    Are you sure the fraud wasn't coming from inside the house?

    Leave a comment:


  • Donuthole
    replied
    Originally posted by Jeff Lebowski View Post
    Wow. How did they flag the charges as suspicious? Amazes me how good the fraud detection machine learning algorithms are.

    I didn't really get into that with the bank, but I would guess it had something to do with the time of the purchases (all made between 2am and 4am pacific) and the size and number of transactions (5 attempted purchases, all in excess of $600). I'm guessing neither of those jibes with our purchasing habits. I have joked with Mrs. D, however, that what likely triggered the fraud detection was the fact that the items weren't added to our shopping cart and then left sitting in limbo for a week or two while she scours the internet for a better deal. That they added an item to the shopping cart and pulled the trigger within minutes was likely a dead giveaway. She didn't think that was as funny as I did.

    As for why they made a bunch of transactions instead of just one with everything in it, I'm wondering if they were concerned about exceeding the limit on the card? And the plan was just to make $700 purchases until either the fraud detection kicked in or the card was maxed out?

    Leave a comment:


  • Scott R Nelson
    replied
    Originally posted by Jeff Lebowski View Post
    Wow. How did they flag the charges as suspicious? Amazes me how good the fraud detection machine learning algorithms are.
    We've had legitimate charges flags as suspicious more than once. It was always from forgetting to tell the bank that we would be traveling. They were pretty good to reinstate the card after we explained things.

    Leave a comment:


  • falafel
    replied
    Originally posted by Donuthole View Post
    Our SamsClub.com account was hacked on the day after Christmas. Two large ($650-750 each) purchases were made at Sams.com, and three others attempted purchases were rejected. We were notified by our bank that our visa card had suspicious activity and, after taking a quick look, I promptly called and cancelled the old card and had a new card issued. We are being credited back for the purchases. The strangest thing about it all was that the purchases that were made were online purchases which were shipped to our home address. One of them (an apple watch) was already in transit to our house, and the other (an iPad) was set to ship shortly. We redirected the already-shipped apple watch to a UPS store and canceled the shipping on the iPad. Perhaps they were planning on camping out and stealing the items when they were dropped on our porch, but that assumes they are local and that we wouldn't be at the house? Not sure.

    Glad our bank notified us so quickly and we were able to prevent any further abuse. Annoyed, though, that I had to change my CC number, as I had that one memorized, and it had the easiest 3-digit CVV number ever.
    Enjoy that new apple watch!

    Leave a comment:


  • Jeff Lebowski
    replied
    Originally posted by Donuthole View Post
    Our SamsClub.com account was hacked on the day after Christmas. Two large ($650-750 each) purchases were made at Sams.com, and three others attempted purchases were rejected. We were notified by our bank that our visa card had suspicious activity and, after taking a quick look, I promptly called and cancelled the old card and had a new card issued. We are being credited back for the purchases. The strangest thing about it all was that the purchases that were made were online purchases which were shipped to our home address. One of them (an apple watch) was already in transit to our house, and the other (an iPad) was set to ship shortly. We redirected the already-shipped apple watch to a UPS store and canceled the shipping on the iPad. Perhaps they were planning on camping out and stealing the items when they were dropped on our porch, but that assumes they are local and that we wouldn't be at the house? Not sure.

    Glad our bank notified us so quickly and we were able to prevent any further abuse. Annoyed, though, that I had to change my CC number, as I had that one memorized, and it had the easiest 3-digit CVV number ever.
    Wow. How did they flag the charges as suspicious? Amazes me how good the fraud detection machine learning algorithms are.

    Leave a comment:


  • Donuthole
    replied
    Our SamsClub.com account was hacked on the day after Christmas. Two large ($650-750 each) purchases were made at Sams.com, and three others attempted purchases were rejected. We were notified by our bank that our visa card had suspicious activity and, after taking a quick look, I promptly called and cancelled the old card and had a new card issued. We are being credited back for the purchases. The strangest thing about it all was that the purchases that were made were online purchases which were shipped to our home address. One of them (an apple watch) was already in transit to our house, and the other (an iPad) was set to ship shortly. We redirected the already-shipped apple watch to a UPS store and canceled the shipping on the iPad. Perhaps they were planning on camping out and stealing the items when they were dropped on our porch, but that assumes they are local and that we wouldn't be at the house? Not sure.

    Glad our bank notified us so quickly and we were able to prevent any further abuse. Annoyed, though, that I had to change my CC number, as I had that one memorized, and it had the easiest 3-digit CVV number ever.

    Leave a comment:


  • Katy Lied
    replied
    Just got my apple card on New Years eve. From the time I clicked on the email inviting me to apply, to acceptance = 20 seconds. To get the card into my apple wallet on my iphone: 25 seconds. To get the physical card: 3 days. Although my husband scoffs at my low limit. I dont know what I am going to do with it, but it was free. There are no numbers on the card itself, no acct numbers, no expiration dates, no security codes, so maybe I can use it at the gem faire without fear.

    What I have been doing with the card, is dropping it on tables and desks near my husband. It has the most satisfying metal clank. Not sure if it is stainless steel or what, but it's fun to listen to. I also like that I can regenerate a new CC number at any time, for any reason, right from my phone. So new number in 5 seconds.

    IMG-2075.jpg

    Leave a comment:


  • Uncle Ted
    replied
    Originally posted by Scott R Nelson View Post
    I just discovered yesterday that my credit card had been compromised on Sunday (the day before I found out about it). We were in the process of trying to get visas for New Zealand and Australia and I originally thought the email warning was due to purchases in a distant country. That happened last spring when we did a Mediterranean cruise and visited three countries and forgot to notify the bank that we would be traveling.

    Looking closely at the email, there were two charges for just under a hundred bucks each in Texas. Those were bogus. It took a while on the phone to get the two Texas charges cancelled (disputed) but keep the other charges that my wife had just made. I'm without a credit card for two days while they send me a new one. Then we need to figure out who online, besides Amazon, has our credit card number, which will need to be updated. We went through this about five years ago when Target was compromised. My wife had bought something there just a few days before hackers got all of their card numbers. That one had Texas purchases too. What is it about Texas?

    What a bother to get this sorted out!

    I think the number probably got compromised because my wife has been making a bunch of purchases at local craft fairs and I'm assuming somebody didn't have decent security. New rule: cash only at craft fairs and any other purchase that isn't a brick and mortar store.
    You should get an apple card and then change your CC number after going to craft fairs.

    Leave a comment:


  • mtnbiker
    replied
    I've had to get a new card about every other year; just happened again a month ago. I don't know that numbers are necessarily compromised at craft fairs and small businesses. A number of years ago I worked in the secure signup code for my company, trying to detect bots. You would be surprised how many bogus numbers come into the system, just checking to see if a number is valid.

    Leave a comment:


  • Scott R Nelson
    replied
    I just discovered yesterday that my credit card had been compromised on Sunday (the day before I found out about it). We were in the process of trying to get visas for New Zealand and Australia and I originally thought the email warning was due to purchases in a distant country. That happened last spring when we did a Mediterranean cruise and visited three countries and forgot to notify the bank that we would be traveling.

    Looking closely at the email, there were two charges for just under a hundred bucks each in Texas. Those were bogus. It took a while on the phone to get the two Texas charges cancelled (disputed) but keep the other charges that my wife had just made. I'm without a credit card for two days while they send me a new one. Then we need to figure out who online, besides Amazon, has our credit card number, which will need to be updated. We went through this about five years ago when Target was compromised. My wife had bought something there just a few days before hackers got all of their card numbers. That one had Texas purchases too. What is it about Texas?

    What a bother to get this sorted out!

    I think the number probably got compromised because my wife has been making a bunch of purchases at local craft fairs and I'm assuming somebody didn't have decent security. New rule: cash only at craft fairs and any other purchase that isn't a brick and mortar store.

    Leave a comment:


  • Bo Diddley
    replied
    Originally posted by byu71 View Post
    Good catch. Carrying around in my wallet was a catch all phrase. Most of it is actually in a shoe box in the trunk.
    I'd like to take you out to lunch sometime. We should meet in person.

    Leave a comment:

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