This movement to prevent the regulations from eliminating old insurance plans could be a rather large impediment to the bill's success. It is creating that ol adverse selection dilemma that folks on the right have been warning about for quite sometime. This industry is so complex with so many interrelated parts that this bill, and its various "political fixes" have had to have caused so much disruption. Now it appears that to some extent the private market is not going to be blown to pieces, which I think this bill needs for its success in order to get enough into the exchange pools. I don't know how the Democrats will thread this needle and not get devestated at the 2014 mid-terms.
Recall that next year at election time the employer mandate dropped insurance notification notices will be rolling out. I think the hope is many employers will send their employees to the exchanges for coverage to help the exchange pools. However, while that might make for policy some think is good, it will not make for good politics. The way I have watched the planned destruction of the individual insurance marketplace unfold leaves me convinced that our dear Democratic friends whose careers hang in the balance might no longer have the courage of their convictions.
Recall that next year at election time the employer mandate dropped insurance notification notices will be rolling out. I think the hope is many employers will send their employees to the exchanges for coverage to help the exchange pools. However, while that might make for policy some think is good, it will not make for good politics. The way I have watched the planned destruction of the individual insurance marketplace unfold leaves me convinced that our dear Democratic friends whose careers hang in the balance might no longer have the courage of their convictions.
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