So last night we were asleep, Ma in my kerchief an I in my cap, when water started pouring from the ceiling, right on to me in bed at the stroke of midnight. I looked up to see the paint bubbled, an the dry wall starting to bow. Rushing upstairs, I found a leak in the kids bathroom under the vanity, and shut the water off to those lines. Then I came down, poked a hole in the ceiling and tried to get the water to drain before it caused anymore damage.
By 2:00, we'd cleaned up the bed and had drip buckets in place and I laid down in the recliner to sleep when I heard a crash. The drywall had collapsed, leaving a gaping hole in the ceiling and blow-in insulation covering our room.
Here's the hole in the ceiling above the bed.
This is the bed after most of the insulation is cleaned off, but the drip buckets still in place.
Finally, my temporary fixit job. I grabbed some osb scraps from the garage and screwed them to the ceiling trusses. The water lines are on the other side of a structural beam that runs on the far side of the osb. The water hit the dry wall, found a way under the beam, and leaked through the ceiling where there is nothing but attic above it. Because the attic is so cold I tried to poke as much insulation back next to the beam to keep the water lines on the other side from freezing. Done by 5 am, and this really sucks. The good thing is that I called my insurance agent and it's covered under my homeowner's policy.