What type of wallet do you carry?

[Donuthole]

Ive really liked this slim fold. Super slim, even with a lot of stuff in it. I included a quarter so you can see the thickness of my peni.....er....wallet when it’s full. It’s a stretchy material so it holds the cards in tight enough that they don’t slip out.

This is with 12 plastic cards, a temple recommend and 4 bills (all large, of course).

I’ve has this one for 2 years. I’m betting it’s about halfway through its useable life. I’ll buy another when it dies.

[Pelado]

Ive really liked this slim fold. Super slim, even with a lot of stuff in it. I included a quarter so you can see the thickness of my peni.....er....wallet when it’s full. It’s a stretchy material so it holds the cards in tight enough that they don’t slip out.

This is with 12 plastic cards, a temple recommend and 4 bills (all large, of course).

I’ve has this one for 2 years. I’m betting it’s about halfway through its useable life. I’ll buy another when it dies.

Where does the quarter go?

[Bo Diddley]

https://www.amazon.com/Hammer-Anvil-.../dp/B072MPFCR8

[Scott R Nelson]

https://www.amazon.com/Hammer-Anvil-.../dp/B072MPFCR8

That one looks plenty thin enough but I don't like the credit cards showing.

I've always gone for the thinnest wallet I can get that folds in half, has one interior section for money, one clear window for my Driver's License and a few pockets for credit cards. Sometimes there is an extra section behind the cards where you can stuff a few papers like medical cards and such. But how thin it is is more important than anything else. Must not be more than 1/4" when empty.

Every five years or so my wallet will start to wear out and I'll track down another one. They can be found at a reasonable price.

[Joe Public]

Where does the quarter go?

CJ’s front pocket.

[mtnbiker]

Something similar to this - about as minimalist as you can get. https://www.amazon.com/gp/product/B0...?ie=UTF8&psc=1

[Copelius]

This has worked alright for me. I always carry about 7-8 business cards so the big pocket works for that, but it is still small enough to fit in my front pocket. The RFID works well enough that I have to take my key card out of it.

[Sullyute]

CJ’s front pocket.

[Uncle Ted]

Ive really liked this slim fold. Super slim, even with a lot of stuff in it. I included a quarter so you can see the thickness of my peni.....er....wallet when it’s full. It’s a stretchy material so it holds the cards in tight enough that they don’t slip out.

This is with 12 plastic cards, a temple recommend and 4 bills (all large, of course).

You could replace most of those dumb plastic cards with one metal one....



And here is a pro tip... Just take a picture of your temple recommend with your iPhone. The bar code will scan just fine at the temple off your iPhone's screen, especially if you have an 11 Pro Max.

[old_gregg]

You could replace most of those dumb plastic cards with one metal one....



And here is a pro tip... Just take a picture of your temple recommend with your iPhone. The bar code will scan just fine at the temple off your iPhone's screen, especially if you have an 11 Pro Max.

apple pay adoption stinks

[Pelado]

You could replace most of those dumb plastic cards with one metal one....



And here is a pro tip... Just take a picture of your temple recommend with your iPhone. The bar code will scan just fine at the temple off your iPhone's screen, especially if you have an 11 Pro Max.

I wouldn't mind replacing all my cards with Marisa Robertson's card, but I'm not sure she would like that.

[smokymountainrain]

What type of wallet do you carry?

You know the old brown leather wallet your dad used to carry? yeah, that one.


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[Uncle Ted]

apple pay adoption stinks

Yeah, it has a billion-dollar stink to it...

Apple Will Manage 10% Of Global Credit Card Transactions By 2025, Analyst Says

Apple Pay is a sleeper billion-dollar business.

We’ve seen Apple services and subscription revenues skyrocket over the past few years as the company turns away from hardware-only revenue and towards valued-added services. One of those is Apple Pay, a purchasing technology that uses traditional credit card mechanics, but clothes it in modern, simple, and powerful technology.

According to one analyst firm, Apple’s winning that battle.

Despite launching just a few years ago in only one country, Apple Pay now accounts for 5% of all global credit card purchase volume, according to financial research firm Bernstein
[...]
The World Payments Report says that global non-cash transaction volumes hit $539 billion in 2017, and were growing at 12% annually. Others have estimated global payments volume at about $1 trillion.

10% of a trillion dollars — or even $539 billion — is a lot of money.

And that means Apple can collect a lot of money along the way.

Apple Pay doesn’t return much revenue for Apple per transaction: it’s just another way of using your credit card. Every time you use it, however, Apple gets a .15% cut of that payment. According to one estimate by 9to5Mac, if just 5% of transactions happen via Apple Pay, Apple would make $525M just in the United States at 2018 transaction volumes.

At 10%, that’s over a billion dollars.
[...]
And that’s revenue Apple can essentially sit back and collect. It’s basically passive income, because Goldman Sachs and Mastercard do the hard work, while Apple provides some hardware and some software.

This should grow year-over-year.

That will likely concern some financial companies. What if Apple can convert all, or even a substantial fraction of Apple users to Apple Pay, or especially Apple Card? All of a sudden that billion-dollar business grows even more.

“There are indeed plenty of reasons to worry that Apple may attempt to disrupt the payments ecosystem,” says Harshita Rawat, a Bernstein analyst, in a research note.

There’s a lot of reasons for Apple to do so.

And they all look like cold hard cash.

https://www.forbes.com/sites/johnkoe.../#52d15349369c

Given how long apple pay has been around, not bad.

[Uncle Ted]

I wouldn't mind replacing all my cards with Marisa Robertson's card, but I'm not sure she would like that.

Yeah, she is the strategy lead for apple and most likely makes good coin.

[Northwestcoug]

You know the old brown leather wallet your dad used to carry? yeah, that one.


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Troglodyte.