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Originally posted by FMCoug View Post
Another thought: Is this the last place to where we can outsource something? India work is cheap and the people are educated. Now we are going to give work to Indian prisoners who are educated. I guess we could still find cheaper labor in Chinese prisons where the inmates are not educated. Heck, the work there might even be free since they'd like to work as it will keep them away from the daily whippings."Discipleship is not a spectator sport. We cannot expect to experience the blessing of faith by standing inactive on the sidelines any more than we can experience the benefits of health by sitting on a sofa watching sporting events on television and giving advice to the athletes. And yet for some, “spectator discipleship” is a preferred if not primary way of worshipping." -Pres. Uchtdorf
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Originally posted by Eddie Jones View PostI see no issues with prisoners having access to confidential banking information.
Another thought: Is this the last place to where we can outsource something? India work is cheap and the people are educated. Now we are going to give work to Indian prisoners who are educated. I guess we could still find cheaper labor in Chinese prisons where the inmates are not educated. Heck, the work there might even be free since they'd like to work as it will keep them away from the daily whippings.
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Originally posted by Indy Coug View PostI've worked for 3 different companies that have utilized Indian outsourcing and all 3 had massive failures with those initiatives."It's true that everything happens for a reason. Just remember that sometimes that reason is that you did something really, really, stupid."
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New fees for using debit cards...
The nation's beleaguered banking industry, which has been raising fees and doing away with free services, has a new target: debit-card users.
Bank of America Corp. is laying plans to charge millions of customers a $5 monthly fee to use their debit cards, and other big banks are expected to follow suit. The industry says it needs the fees to recoup revenue it will lose because of new government regulations taking effect Saturday that cap what they can charge merchants for debit-card transactions.
Bank of America, the largest U.S. bank by assets, disclosed the plan on Thursday in a memo to its senior staff. It intends to begin collecting the fees nationwide early next year.
Several other large banks, including J.P. Morgan Chase & Co. and Wells Fargo & Co., are testing or plan to test similar fees in some states. Regions Financial Corp., a Birmingham, Ala.-based lender, has said it will start charging a $4 monthly debit-card usage fee on certain accounts on Oct. 1."If there is one thing I am, it's always right." -Ted Nugent.
"I honestly believe saying someone is a smart lawyer is damning with faint praise. The smartest people become engineers and scientists." -SU.
"Yet I still see wisdom in that which Uncle Ted posts." -creek.
GIVE 'EM HELL, BRIGHAM!
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Another Fed-induced delicacy.
I can't understand how PhDs in Econ don't even get a basic supply-demand curve:
Equilibrium point for mortgages rates is much higher than current ZIRP-induced 4-5% rates and thus supply is lacking.
If mortgage rates were higher, banks would be more willing to supply loans and we'd work our way out of this housing mess faster.
Of course, I only have a B.A. in econ from a 2nd tier school like BYU so what do I know?
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Originally posted by Uncle Ted View Post
What happens if you use your debit card as credit? Do you still get charged the $5 monthly fee? I always do that (did anyway, as that was how the rewards program awarded points). The only exception ever was Costco."Nobody listens to Turtle."-Turtlesigpic
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Originally posted by Surfah View PostYeah. My bank did away with their debit rewards program to keep checking free. I am sure there will be a day shortly when that changes and then I'll probably go to a credit union.
What happens if you use your debit card as credit? Do you still get charged the $5 monthly fee? I always do that (did anyway, as that was how the rewards program awarded points). The only exception ever was Costco.
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Originally posted by FMCoug View Post
Why do you think the big time speculators are still allowed to borrow their asses off and lose tons. It is because Joe blow doesn't understand how it affects his wallet and besides those guys greese the palms of the dems and repubs, especially the New Yorkee's like Schumer.
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"If there is one thing I am, it's always right." -Ted Nugent.
"I honestly believe saying someone is a smart lawyer is damning with faint praise. The smartest people become engineers and scientists." -SU.
"Yet I still see wisdom in that which Uncle Ted posts." -creek.
GIVE 'EM HELL, BRIGHAM!
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